Novia
Global

Novia Global is a limited company that is registered in England and Wales. Its registered office is Cambridge House, Henry Street, Bath, BA1 1JS.

They provide access to two types of products:

1. Global Investment Account (GIA):
   The Novia General Investment Account (GIA) allows you to make unlimited contributions into one account.
2. UK SIPP:
   The Novia Global UK SIPP is a low cost flexible retirement solution, available exclusively through the Novia Global platform.

Novia Global is regulated in the UK, under the Financial Conduct Authority, and is also widely sold in Dubai, Hong Kong and various EU countries.

How the platform keeps client assets secure:

• Custody of assets is held with Pershing (Channel Islands) Limited, a subsidiary of The Bank of New York Mellon Corporation (BNY Mellon). Pershing provides global execution services to multiple asset classes across the UK, Europe, US and Asia
• Novia Global is audited by external auditors, have stringent business continuity and disaster recovery policies plus in house cyber security monitoring and management processes and controls
• Novia Global administers client money and assets in keeping with the FCAs CASS regulations
• A fully visible, fee based solution that provides ‘read only’ online access to underlying clients

NOTE:

• The Novia Global platform allows you to monitor investments in real time; they offer a fully online automated monitoring, reporting & valuation service in partnership with Financial Express. This includes a suite of client reports including valuations, statements and performance reports.
• Their products and investments are available in a range of currencies, including US Dollars (USD), Sterling (GBP), Euros (EUR), Australian Dollars (AUD) Swiss Franc (CHF) and Hong Kong Dollars (HKD) - you can choose to use one, or multiple investment strategies all managed within a Novia Global account.
• When you invest through the Novia Global platform, you open a Novia Global account. This is a secure internet-based account to help you control and manage using the purpose built tools they provide.
• As it is online, it available to access at any time through and provides you with access to information about all of the investments you hold.
• Multiple products can be simultaneously held within a Novia Global account in order to maximise the benefits of the available product structures, currencies and portfolio management options.
• The Novia Global platform has access to over 7,000 funds from over 300 leading fund managers across a multitude of asset classes and a host of investments options. This includes Societe d’Investissement a Capital Variable (SICAVs), Undertakings for Collective Investment in Transferable Securities (UCITS), Exchange Traded Funds (ETFs), alternative investments and direct investment in equities and bonds.
• Their discretionary fund management (DFM) service has been established to enable easy access to a range of leading DFMs through the platform, offering a multitude of investment options and strategies. They use discretionary fund managers such as Brooks Mcdonalds, Ashburton Investments, Bordier & Cie and Copia Capital Management.
• They are not able to receive applications from other countries, although they may use pensions and trusts to bypass territoriality rules.
• The Novia Global Wealth Management Service has a choice of two charging structures agreed with the advisor. Some charges are also passed on from Novia’s partners, Pershing (Channel Islands) as custodian and with Winterflood Business Services for share dealing. Deals are sometimes aggregated to save on costs and although this arrangement should work in the investor’s favour, it can mean costs incurred in the form of dilution levies.
• We would highly recommend reading the 'expert verdict' section of this review to make an informed decision.

Additionally, here's a free guide that can help you achieve better results. In this guide, you'll learn:

• Academic evidence only shared with a select few firms across the world
• A real-life example of why you should never try to outguess the market
• Why a fund's past performance is not enough to predict future returns
• Why you need to focus on what you can control and why this leads to a better investment experience
• Why you should accept the markets for what they are
• What can impact behaviour and make people seek instant gratification