Group medical insurance in the UAE
Provided by the best health insurance consultants
What are the benefits of group health insurance for businesses & employees?
Group medical insurance allows employees a level of security compared to the personal expense of medical cover, which is often much more expensive.
Businesses benefit from knowing that the cost burden of healthcare is taken away from employees, and employees are better able to commit to the company knowing this expense for themselves (and often their dependants) is covered.
Companies can combine the medical insurance with wellness programnmes that help staff make healthier choices, improving their work performance and reducing the claims made on the policy, saving the company in the long-run while remaining compliant.
How group medical insurance improves employee satisfaction and retention
Providing comprehensive group medical insurance shows employees that a company is invested in their health and well-being.
Employees can better commit to the company's mission knowing that the expense of medical care is covered, and benefit from getting fitter and healthier.
Surveys repeatedly show employees value these benefits, and are an important factor in why they stay at a company or why they would choose a company with a strong health culture.
Group medical insurance plans in Dubai and the UAE
There are a wide range of insurance companies in the UAE.
This includes representative offices of global insurers, as well as several regional and local insurers.
An insurance broker that truly advises companies can offer guidance on the options available as per a company's needs, comparing tables of benefits on a like-for-like basis, and negotiating the final premium cost and benefits on behalf of the company.
Overview of group medical insurance plans for businesses
A group medical insurance policy is provided by an insurer. This is basically a contract that comes into existence when one party makes an offer to insure that's accepted by the other party. Company staff are members of the policy, and are covered by the insurance in accessing healthcare as per the limits of the coverage.
Companies can manage the cost of the insurance not just in comparing the premium offered by different insurers, but by adjusting the network, the range of medical services covered, the co-payment levels (instances where a member pays for some of the cost of treatment) and other areas.
A broker offering impartial advice can help companies choose the best plan for them and offer ongoing support to the members.
How to choose the best group health insurance plan in Dubai
An experienced broker truly acting in your best interest is the optimum way to select the best insurance plan.
They will know the insurers, their offerings and the relevant contacts at these companies.
An adviser can understand a company's requirements and goals, and help compare like-for-like policies and providers.
They can also help on managing the cost of claims by advising on the network, co-payment structures and ongoing staff feedback.
Benefits of group medical insurance for small businesses in the UAE
A group medical insurance policy allows small businesses to remain compliant with regulation.
It also allows a more cost-effective and lower risk solution than reimbursing employees who take out their own individual policies.
Group benefits can also provide stability for a small company as it seeks to retain critical staff members and help the company grow. It can also help with business continuation, since employees can get treatment and not prolong illness or injuries.
A group policy can also help attract new talent to the company, potentially giving it an advantage over larger companies with a lower level of benefits on offer.
Affordable group health insurance plans for SMEs
There are many insurance providers in the UAE, and some will be more suitable for small companies than others, by being less expensive.
Also, certain aspects of the company itself - such as if it has high staff growth - may mean certain insurance policies are more suitable than others.
A broker offering impartial advice can help small businesses manage the cost of group medical insurance, as the issue of cost is not just the premium paid on Day 1, but the ongoing advice and support to manage costs through co-payments, network optimisation, and reducing absenteeism and claims through wellness initiatives.
How can a business health insurance broker help?
An unbiased, experienced broker is the optimum way to select the best insurance plan.
They will know the insurers, their offerings and the relevant contacts at these companies.
An adviser can understand a company's requirements and goals, and help compare like-for-like policies and providers.
They can also help on managing claims costs by advising on the network, co-payment structures and ongoing staff feedback.
They can also help get your members registered with the chosen insurer, among many other administrative tasks that make the process seamless.
Why you need a health insurance adviser for group medical insurance
An experienced broker truly acting in your best interest is the optimum way to select the best insurance plan.
They will know the insurers, their offerings and the relevant contacts at these companies.
An adviser can understand a company's requirements and goals, and help compare like-for-like policies and providers.
They can also help on managing the cost of claims by advising on the network, co-payment structures and ongoing staff feedback.
They can also help get your members registered with the chosen insurer, among many other administrative tasks that make the process seamless.
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