Financial life management

It’s easy to get trapped by a situation that seems ‘good enough’

There are many moving parts, critical events and areas of noise in your life, which makes it easy to get distracted and allow your finances to drift off course.

Without realising, many are stuck in the shallows of ‘basic financial advice.’

Here, banks, brokers, insurers and advisers vend products to enhance their own bottom line, not yours.

Many successful executives and their families are in the dark about what true financial life management is, how it can help, and how it should make you feel.

The same advice as our own family members

AES was founded in response to the lack of simplicity, transparency, and unbiased education in the Middle East.

As your financial life manager, we serve as your family’s thought partner, trusted advocate, and executive team. This means you’ll receive wise counsel and sage guidance from the only certified fiduciary firm in AMEA (Asia, the Middle East and Africa).

You’ll get the same advice as our own family members since we’re legally and ethically bound to always act in your best interest. This sounds like common sense but, in practice, it’s extremely uncommon.

You’ll have access to a dedicated team of specialist professionals who work collaboratively to create a customised plan tailored to your unique goals, blending deep technical expertise in financial planning and investments.

Our goal is to ensure every aspect of your financial life aligns, recognising that ‘true prosperity’ requires success in all areas, and weakness in any single domain can lead to catastrophic outcomes.

ENTREPRENEURS

Top 5 things entrepreneurs seek our help with

1. Keep track of what I own/my cash need
2. Plan for sale of my business
3. Transfer value to my children
4. Maximise my earnings through good investments
5. Manage my risks

CORPORATE EXECUTIVES

Top 5 things corporate executives seek our help with

1. Maximise the value of my stock options/compensation plan
2. Plan financially for when I stop work
3. Maximise my earnings through good investments
4. Transfer wealth to my children
5. Manage my risks

PROFESSIONAL INVESTORS

Top 5 things professional investors seek our help with

1. I need someone who will help my family manage this if I’m not here
2. Monitor value of everything I own
3. Manage investments outside of my area of expertise
4. Manage risks
5. Transfer value to my children/prepare my children for what they’ll inherit

FAMILY OFFICES

Top 5 things single family offices seek our help with

1. Excellent investment ideas and strategy
2. A process to align my family around goals
3. Handle my administrative or reporting needs
4. Manage my cashflow forecasting and planning
5. Advise on HR/household staffing risks

INHERITORS

Top 5 things inheritors seek our help with

1. Help me figure out what to do with this money
2. Show me interesting investing ideas
3. Teach me how to manage this money well
4. Keep track of what's I own and it's worth
5. Manage all of this well so I can focus on my interests

MULTI-GEN FAMILIES

Top 5 things multigenerational families seek our help with

1. Bring us good ideas about how other families are handling all of this
2. Grow our portfolio so it will last for future generations
3. Transfer wealth to our children
4. Manage all of the complexities of our estate
5. Help us manage our shared family property, business, etc.

CROSS-BORDER WEALTH

Top 5 things cross-border wealth clients seek our help with

1. Make sure I stay compliant with tax and regulatory authorities
2. Manage the tax and investment complexities of my situation
3. Bring me good planning ideas that uniquely work for me
4. Manage my risks
5. Coordinate all of my other advisers

SENIOR PROFESSIONALS

Top 5 things senior successful professionals seek our help with

1. Plan financially for when I plan to stop working
2. Maximise my earnings through good investments
3. Manage my risks
4. Keep track of everything I own and the financial details in my life
5. Transfer wealth to my children

"I've waited for a long time for such a group to emerge. AES isn't just a pioneer, it's a bright light of integrity."

ANDREW HALLAM

Amazon best-selling author

"I absolutely love working with AES. Their mission of Positive Change is a real inspiration to me."

MICK TODD

Executive coach and founder of 2b Limitless

"Their focus is on you and your aspirations - and they'll use an evidence-based approach to help you reach those goals."

ROBIN POWELL

Journalist and editor of The EBI

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AES works with corporate executives and business owners, predominantly in the GCC, who typically have investable assets of £500,000 or more.

The information in this material is intended for the recipient’s background information and use only. It is provided in good faith and without any warranty or, representation as to accuracy or completeness. Information and opinions presented in this material have been obtained or derived from sources believed by AES to be reliable and AES has reasonable grounds to believe that all factual information herein is true as at the date of issue. It does not constitute investment advice, recommendation, or an offer of any services or products for sale and is not intended to provide a sufficient basis on which to make an investment decision. It is the responsibility of any persons wishing to make a purchase to inform themselves of and observe all applicable laws and regulations. Unauthorised reproduction or transmitting of this material is strictly prohibited. AES accepts no responsibility for loss arising from the use of the information contained herein.

‘AES’ refers to the AES Group’s separate but affiliated entities generally, rather than to one particular entity. These entities are AES Middle East Insurance Broker LLC registered with the UAE Ministry of Economy, United Arab Emirates, Licence no. 571368, and Commercial Registration no. 75162 and regulated by the UAE Central Bank license no. 189; AES Financial Services Limited, incorporated and registered in England and Wales with company number 06063185, authorised and regulated by the UK Financial Conduct Authority FRN: 464494; AES Financial Services (DIFC) Ltd, registered in the Dubai Financial Centre (DIFC) as a foreign company, license no.2128, and regulated by the Dubai Financial Services Authority (DFSA) Reference No F003476; AES International Limited, a private company incorporated and registered in the British Virgin Islands with company number 1839872; AES International Global Limited, a private company incorporated and registered in the British Virgin Islands with company number 1887885. Please visit our authorisations page for further information on regulation, redress and accessibility.

If you are outside the UK and we advise you or carry out other business, nearly all the rules, regulations and arrangements made under the UK regulatory regime (including the rules made by the FCA and the dispute resolution process provided by the UK Financial Ombudsman Service) will not apply to most aspects of the service you receive, such advice or business being provided from outside the UK. You should therefore clearly understand such rights and protection as are afforded in the jurisdiction where you receive advice. Local law, regulation and redress processes will apply in almost all cases, and will be different from that of the UK.

RISKS

Investments involve risks. The investment return and principal value of an investment may fluctuate so that an investment, when redeemed, may be worth more or less than the capital invested. Past performance is not a guarantee of future results. There is no guarantee strategies will be successful. For further information, please click here.

Financial life management